Privacy policy
Last updated October 2026
This text is the same as in the app. It is awaiting legal review before public launch.
What NoKapp is
NoKapp is a personal budget tracker. It helps you see and organise your own spending. It is not a bank, does not hold or move money, and does not give financial, investment or legal advice.
What we keep
Your account email, and the accounts, transactions, budgets, goals and settings you add or choose to share with NoKapp. We do not ask for your bank login, card number or PIN. A card's last four digits are optional and only used to match messages to the right account.
What we do not do
NoKapp does not read your SMS inbox, messaging apps or Wallet. On iPhone it only receives the messages you choose to forward, from the senders you allow. On Android it only reads notifications from the bank apps you choose, ignores messages with security codes, and sends the text of matching payment alerts to your NoKapp account. You can remove an app or turn this off in Settings at any time. We do not sell your data and we do not show ads.
How it is protected
Your data is stored in your NoKapp account with our database provider. It is encrypted in transit and at rest, and access is limited to your own account.
Original messages
You choose whether the original message text is kept or deleted after you review an import. You can change this in Settings under Data & privacy.
AI features
Ask, Advice and the optional parsing of unfamiliar messages send only the text needed to answer to Google's Gemini service. Parsing of unfamiliar messages is off until you turn it on. You can use NoKapp without these features.
Crash and usage reports (optional)
If you turn this on, NoKapp sends anonymous reports: which setup step you reached, which feature you used, and when the app crashes, the type of error and where in the code it happened. Reports never include amounts, merchants, messages, names or emails. They are off until you turn them on, and you can turn them off in Settings at any time.
Feedback you send
When you send feedback, we keep your message and, if you choose, the app version and language, so we can reply to it and fix problems.
Your choices
You can export your transactions, change message retention, and delete your account and its data from Settings at any time. Data protection laws that apply to you, including Egypt's Personal Data Protection Law, may give you additional rights over your data. Contact us to use them.
Changes
If this policy changes in a way that matters, we will tell you in the app before it applies.
Questions about your data? Contact us at support@nokapp.net