What NoKapp does
A personal budget tracker for people who bank by text message. Some features are still rolling out, and availability can differ while we finish testing.
See where you stand
Safe to spend
One figure for the month or your pay cycle, with how it is calculated one tap away.
Overspent, in plain words
If you go over, the water rests above the bills layer and the wording stays plain. Nothing turns red.
Honest when it cannot count
If NoKapp cannot count, it says so. It never shows a zero in place of a failed read.
Counted or a guess
A solid cap marks figures read from your bank texts. A dashed sand cap marks guesses to check.
Month in context
See whether you are on pace, with comparable periods and drilldowns from any total.
Net worth
A six-month line worked back from income and spending, labelled as an estimate.
Get your transactions in
Bank imports
iPhone forwards the texts you choose. Android reads notifications from the bank apps you choose. Anything unrecognised waits for your review.
Inbox review
Swipe to approve or dismiss. Dismissals can be undone for a few seconds.
Quick add
Add a purchase by hand in a few taps, with merchant suggestions and remembered defaults.
Merchants and banks
Local artwork for 50 merchants and 34 Egyptian retail banks, so lists are easy to scan.
Plan ahead
Budgets
On track, At risk or Over, based on your pace through the month.
Bills
Track what is coming due, including subscriptions. Adding a bill never records a payment.
Goals and installments
See progress, and compare what happens if you pay more. The comparison uses no interest or fees, and says so.
Reminders
Optional, per type: bills due, budgets near their limit, and a Sunday review.
Ask and understand
Questions
Ask about your spending and get an answer with the transactions behind it.
Advice
Friendly, direct coaching on spending, affordability, goals and debt.
Roast mode
Off unless you turn it on. Playful comments at Gentle, Medium or Spicy, never about amounts, and quiet on sensitive topics.
Yours to keep
Export
Download transactions as CSV, or a readable Excel report with accounts, budgets, goals, bills and installments.
English and Arabic
Full right-to-left layouts, with an Egyptian Arabic style you can choose.
Appearance
System, Light or Dark, with reduced effects and high contrast respected.